Features and economics of electronic crowdfunding in the face of global challenges

Abstract

With the development of IT technologies in the investment environment, there are rapid changes in the field of new opportunities both for accumulating the necessary investment resources and for investors regarding investments in promising business areas. This is due to the rapid development of such a phenomenon as crowdfunding, which is especially attractive for startups, the development of small and medium-sized businesses, as well as for the implementation of various social projects, in particular, those that also concern local communities. The emergence of crowdfunding platforms helps to solve their problems with the formation of investment resources for financing good commercial (business ideas) and non-commercial ideas, which is especially relevant today for global developers of ideas/projects. The purpose of the research is to analyze the specific features of the formation and development of crowdfunding in the period of global changes. The main methods used in the work were: comparative, method of abstraction, deductive method, concretization. The results states that crowdfunding in today's conditions of economic instability can act as one of the powerful sources of attraction of investment resources, which determines the research of crowdfunding, the generalization of its typology and classification features The conclusion is oriented on the fact, that active development of the Internet space provokes an increase in investment income in the areas of the latest technologies and important social projects that are directly related to existence social networks and the virtual space of the network itself.