Precondition on microinsurance in Ukraine: contingent valuation approach for poor population behaviour regarding insurance services (CASE STUDY)

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dc.contributor.authorShirinyan, Lada
dc.contributor.authorShirinyan, Aram
dc.date.accessioned2020-02-07T12:14:46Z
dc.date.available2020-02-07T12:14:46Z
dc.date.issued2019
dc.description.abstractThe work represents the risk-behavioural aspects of finance and insurance related to low-income people in Ukraine and answers the main question concerning microinsurance: can microinsurance provide value for low-income people? The definition of microinsurance is presented. The study uses the contingent valuation method, as it used a survey to directly ask low-income people how much they would be willing to pay for insurance. The polling was performed in 2011-2013 and covered about 3000 people. It is found that Urban poor were found to prefer to have an annual microinsurance premium of less than 3% of the Minimal Ukrainian Salary (MUS) and the desired size of annual microinsurance coverage was found to be not less than the 3MUS microinsurance tariff, at a rate 1% of the desired insurance sum.uk_UA
dc.identifier.citationShirinyan, L. Precondition on microinsurance in Ukraine: contingent valuation approach for poor population behaviour regarding insurance services (CASE STUDY) / L. Shirinyan, A. Shirinyan // Journal of eastern European and central asian research. – 2019. – Vol. 6, № 2. – P. 356–367.uk_UA
dc.identifier.urihttps://dspace.nuft.edu.ua/handle/123456789/30683
dc.language.isoenuk_UA
dc.subjectlow-income peopleuk_UA
dc.subjectpriceuk_UA
dc.subjectinsurance coverageuk_UA
dc.subjectмікрострахуванняuk_UA
dc.subjectоцінка умовних умовuk_UA
dc.subjectмалозабезпечені людиuk_UA
dc.subjectстрахове покриттяuk_UA
dc.subjectкафедра фінансівuk_UA
dc.titlePrecondition on microinsurance in Ukraine: contingent valuation approach for poor population behaviour regarding insurance services (CASE STUDY)uk_UA
dc.typeArticleuk_UA

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